Buying a vehicle
Finance options for a vehicle you have found or are still searching for.
Finance and refinancing options for JDM imports, modified cars, performance vehicles and modern classics.
Finance Enquiry / Initial Referral
ENQ / VIN-FIN-01Start with the vehicle and the numbers. This is an initial enquiry, not an approval or offer of credit.
Your details have been received. The next step is for the appropriate team to review the enquiry and contact you about what is required from here.
Submitting an enquiry is not an approval or offer of credit. If anything changes in the meantime, email [email protected].
Vincere Australia is not the lender or credit provider. With your consent, enquiries are referred for assessment through the relevant licensed finance process. All finance is subject to lender criteria.
Questions before you submit? Email [email protected]
What can we help with?
Finance options for a vehicle you have found or are still searching for.
Explore whether your current vehicle loan could be refinanced.
JDM imports, modified cars, performance vehicles and modern classics.
Repayment calculator
Rate selected for illustration only. It is not an available or offered rate.
Illustrative estimated repayment
Figures are estimates for illustration only, exclude fees, include no balloon payment and use a rate you select rather than an available or offered rate. Actual rates, repayments, fees and terms depend on the applicant, vehicle, lender and final assessment. This calculator is not an offer of credit, approval, pre-qualification or personal financial advice.
How it works
Share the vehicle, approximate amount and whether you are buying or refinancing.
The information is reviewed and referred through the appropriate finance process.
You will be contacted to discuss the next steps and any available options.
Why Vincere
These are the cars Vincere works with every day, so your enquiry starts with people who know what the vehicle actually is.
Vincere collects and refers the initial enquiry. Finance assessment, credit advice and approval are handled through the relevant licensed finance and lender process.
Finance FAQ
Yes. Tell us about your current vehicle and loan, and your enquiry can be referred to explore whether refinancing options are available. Any refinance is subject to assessment and lender criteria.
Modified vehicles can be considered. Expect the modifications to be part of the assessment: what has been done, how it was done and how it affects the vehicle’s value. Describing the build accurately in your enquiry helps.
Enquiries about imported vehicles, including JDM imports, are exactly what this page is for. Whether finance is available depends on the specific vehicle, the applicable lending criteria and your circumstances, so every enquiry is assessed case by case.
No. You can enquire while you are still searching, or if you are considering a Vincere import. If you have found the car, include the price and details so the conversation can be more specific.
Private sales can be considered as well as dealer purchases, subject to assessment. Private sales usually involve extra verification of the vehicle and the seller, which is explained to you if your enquiry progresses.
The enquiry starts with the vehicle, the numbers and your contact basics. Beyond that, expect the usual supporting information for a vehicle loan, such as identification, income verification and details of the vehicle and the sale or existing loan. You will be told exactly what is required for your situation.
No. Submitting an enquiry is not an application for credit and is not an approval or offer of credit. Every enquiry is assessed individually under the applicable lending criteria, and the final credit decision sits with the lender.
Deposit requirements can vary depending on the vehicle, the amount being financed, lender criteria and your circumstances. In some cases a low deposit or no deposit may be possible, while contributing a deposit may improve the available options.
Yes. Every enquiry is considered individually. Previous credit issues do not automatically determine the outcome, but all finance remains subject to assessment and lender criteria.
Submitting this form is an initial enquiry only. If any formal application or credit-check step is required, that process should be explained before proceeding.
Email the team at [email protected] and we can point you in the right direction.
Tell us about the car and what you are looking to do.
Submitting an enquiry is not an approval or offer of credit.
Vincere Australia is not the lender or credit provider and does not provide personal credit or financial advice. Vincere collects and refers the initial enquiry; finance assessment, credit advice and approval are handled through the relevant licensed finance and lender process. With your consent, finance enquiries are referred to Entrust Finance for assessment. Finance and refinancing are subject to applicable lending criteria, rates, fees and terms, and the final credit decision is made by the lender. Vincere may receive a commission or referral fee for successful introductions.
Calculator figures are estimates for illustration only, exclude fees and use a rate you select rather than an available or offered rate. Submitting an enquiry is not an application for credit and is not an approval, pre-qualification or offer of credit.
Any personal information you share is handled in line with the Privacy Policy. Entrust Finance provides its own credit guide and disclosures as part of its process.